We Specialize in DSCR & Mini DSCR Loans
We Specialize in DSCR & Mini DSCR Loans
A DSCR loan (Debt Service Coverage Ratio loan) is financing based on a property’s income, not your personal earnings. Lenders check if the property’s cash flow (NOI) can cover the loan payments by calculating the DSCR ratio. A ratio of 1.0 or higher means it’s a good fit. Perfect for investors relying on rental income
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A P&L loan is a mortgage that looks at your actual business income instead of just tax returns. Perfect for self-employed borrowers, freelancers, and business owners who...
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A fix & flip loan is short-term financing that lets real estate investors quickly buy a property, fund renovations, and sell it for profit. Unlike traditional mortgages, these loans are all about speed; you get fast approval and funding, but typically pay higher interest rates (often 8-12%).
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A multifamily loan is a commercial real estate loan used to finance apartment buildings with five or more units. These loans help investors purchase, refinance, or upgrade rental properties. Chase offers multifamily financing ranging from 500,000 to 25 million or more, with terms designed for stable, income-producing properties.
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If you’re investing in a property that combines business and residential spaces, a commercial mixed-use loan could be your best financing option. These loans help investors and developers purchase or refinance buildings with both income-generating commercial units (like retail stores or offices) and residential units (like apartments or condos).
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If you’re investing in a property that combines business and residential spaces, a commercial mixed-use loan could be your best financing option. These loans help investors and developers purchase or refinance buildings with both income-generating commercial units (like retail stores or offices) and residential units (like apartments or condos).
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A foreign national loan is a U.S. mortgage designed for non-citizens or overseas investors, allowing them to purchase American real estate without a U.S. credit history. These loans often use alternative underwriting (like asset verification or DSCR) and cater to buyers seeking investment properties, second homes, or relocation financing.
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Pro Investor Capital offers ground-up construction loans tailored for experienced builders developing 2-200 spec homes annually. Skip the bank hurdles—our loans deliver higher leverage, competitive rates, and faster closings, so you can break ground without delays.
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It takes less than 2 minutes to complete our simple, initial online loan application form.
Your dedicated account expert will find the perfect program fit for you and will guide you step by step through the entire process.
Once you receive an approval of your loan application, we will provide you with a written offer disclosing all terms in an easy to understand manner.
The loan is funded through escrow and funds will be wired to you directly.
$1,600,000
$310,000
$1,295,000
$1,450,000
$1,200,000
$95,000
$510,000
$275,000
$850,000
Do I need an appraisal?
A pre-payment penalty is a fee lenders charge if you pay off your loan early, such as refinancing or making extra payments. It helps lenders recover lost interest. Not all loans have this penalty, so check your loan terms to avoid surprises.
Can I get a fixed interest rate?
A pre-payment penalty is a fee lenders charge if you pay off your loan early, such as refinancing or making extra payments. It helps lenders recover lost interest. Not all loans have this penalty, so check your loan terms to avoid surprises.
How do I get a mortgage with no personal income?
A pre-payment penalty is a fee lenders charge if you pay off your loan early, such as refinancing or making extra payments. It helps lenders recover lost interest. Not all loans have this penalty, so check your loan terms to avoid surprises.
How does the IRS define an investment property?
A pre-payment penalty is a fee lenders charge if you pay off your loan early, such as refinancing or making extra payments.
How many investment properties can I own?
A pre-payment penalty is a fee lenders charge if you pay off your loan early, such as refinancing or making extra payments.
What is a Fix N Flip Loan?
A pre-payment penalty is a fee lenders charge if you pay off your loan early, such as refinancing or making extra payments. It helps lenders recover lost interest. Not all loans have this penalty, so check your loan terms to avoid surprises.
What is a pre-payment penalty?
A pre-payment penalty is a fee lenders charge if you pay off your loan early, such as refinancing or making extra payments. It helps lenders recover lost interest. Not all loans have this penalty, so check your loan terms to avoid surprises.
What is ARV? (After Renovation Value)
It helps lenders recover lost interest. Not all loans have this penalty, so check your loan terms to avoid surprises.
What is the minimum credit score for an investment loan?
A pre-payment penalty is a fee lenders charge if you pay off your loan early, such as refinancing or making extra payments. It helps lenders recover lost interest. Not all loans have this penalty, so check your loan terms to avoid surprises.
