A DSCR loan (Debt Service Coverage Ratio loan) is financing based on a property’s income, not your personal earnings. Lenders check if the property’s cash flow (NOI) can cover the loan payments by calculating the DSCR ratio. A ratio of 1.0 or higher means it’s a good fit. Perfect for investors relying on rental income
A P&L loan is a mortgage that looks at your actual business income instead of just tax returns. Perfect for self-employed borrowers, freelancers, and business owners who...
A fix & flip loan is short-term financing that lets real estate investors quickly buy a property, fund renovations, and sell it for profit. Unlike traditional mortgages, these loans are all about speed; you get fast approval and funding, but typically pay higher interest rates (often 8-12%).
A multifamily loan is a commercial real estate loan used to finance apartment buildings with five or more units. These loans help investors purchase, refinance, or upgrade rental properties. Chase offers multifamily financing ranging from 500,000 to 25 million or more, with terms designed for stable, income-producing properties.
If you’re investing in a property that combines business and residential spaces, a commercial mixed-use loan could be your best financing option. These loans help investors and developers purchase or refinance buildings with both income-generating commercial units (like retail stores or offices) and residential units (like apartments or condos).
At Pro Investor Capital, we specialize in flexible commercial retail loans to help investors, developers, and business owners acquire, refinance, or renovate high-value retail properties. Whether you’re expanding a shopping center, launching a boutique storefront, or refinancing for better terms—we deliver competitive financing tailored to your needs.
ITIN loans provide a path to homeownership for non-U.S. citizens and residents who don’t have a Social Security number (SSN) but have an Individual Taxpayer Identification Number (ITIN). These loans allow borrowers to purchase, refinance, or renovate properties using their ITIN instead of an SSN, making homeownership accessible to immigrants, foreign nationals, and undocumented individuals who pay U.S. taxes.
If you’re investing in a property that combines business and residential spaces, a commercial mixed-use loan could be your best financing option. These loans help investors and developers purchase or refinance buildings with both income-generating commercial units (like retail stores or offices) and residential units (like apartments or condos).
A foreign national loan is a U.S. mortgage designed for non-citizens or overseas investors, allowing them to purchase American real estate without a U.S. credit history. These loans often use alternative underwriting (like asset verification or DSCR) and cater to buyers seeking investment properties, second homes, or relocation financing.
Instead of relying solely on traditional income like a salary or wages, the lender calculates a borrower’s income based on their total liquid assets.
Pro Investor Capital offers ground-up construction loans tailored for experienced builders developing 2-200 spec homes annually. Skip the bank hurdles—our loans deliver higher leverage, competitive rates, and faster closings, so you can break ground without delays.
A bank statement loan is a type of mortgage that’s designed for self-employed individuals or business owners who might not have traditional income documentation like W-2s or pay stubs. Instead of using tax returns, lenders use bank statements—usually from the last 12 to 24 months—to verify your income and ability to repay the loan.
A DSCR loan (Debt Service Coverage Ratio loan) is financing based on a property’s income, not your personal earnings. Lenders check if the property’s cash flow (NOI) can cover the loan payments by calculating the DSCR ratio. A ratio of 1.0 or higher means it’s a good fit. Perfect for investors relying on rental income
Read More >A fix & flip loan is short-term financing that lets real estate investors quickly buy a property, fund renovations, and sell it for profit. Unlike traditional mortgages, these loans are all about speed; you get fast approval and funding, but typically pay higher interest rates (often 8-12%).
Read More >ITIN loans provide a path to homeownership for non-U.S. citizens and residents who don’t have a Social Security number (SSN) but have an Individual Taxpayer Identification Number (ITIN). These loans allow borrowers to purchase, refinance, or renovate properties using their ITIN instead of an SSN, making homeownership accessible to immigrants, foreign nationals, and undocumented individuals who pay U.S. taxes.
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Rental property financing that evaluates the property's income potential rather than the borrower's personal earnings. Uses the Debt Service Coverage Ratio. Ideal for building long-term rental portfolios.
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