A fix & flip loan is short-term financing that lets real estate investors quickly buy a property, fund renovations, and sell it for profit. Unlike traditional mortgages, these loans are all about speed; you get fast approval and funding, but typically pay higher interest rates (often 8-12%).
Perfect for:
These loans do come with risk, but for experienced flippers, they’re a powerful tool to scale your business and lock in faster returns.
These short-term loans provide the capital to purchase, renovate, and resell properties quickly – typically within 12-18 months. Approval depends on your creditworthiness and the property’s after-repair value (ARV). Most lenders offer interest-only payments during renovations, with the full balance due upon sale.
Ideal for experienced investors, these loans require precise project timelines, accurate rehab budgets, and proven flipping expertise.
While more expensive than traditional financing, they offer speed and flexibility crucial for profitable flips. Success depends on buying right, renovating smart, and selling fast.
Drivers License, Passport, etc.
Contractor bids with line-item costs or your own rehab budget showing exactly where every dollar goes
2-3 months of statements showing active history
Lenders will require an after-repair value(ARV) estimate from a licensed appraiser or real estate agent
We simplify everything—no endless documents or confusing hurdles. Just straightforward terms and a transparent process from application to funding.
We simplify everything—no endless documents or confusing hurdles. Just straightforward terms and a transparent process from application to funding.
Our dedicated loan experts bring decades of experience to every deal. As your premier mortgage lender we will craft solutions tailored to your project’s unique needs.
Fix & Flip loans are perfect for investors who:
Need to move fast – Close deals in days, not weeks, when you find the right property
Think in ARV – Get funded based on the property’s potential, not just your tax returns
Know renovations – Have the experience to accurately budget and execute rehabs
Skip the red tape of traditional loans—
our fix & flip financing gets you the capital you need in as little as 7-10 days. We focus on the property’s potential, not your tax returns, so you can secure deals fast and fund renovations upfront. Contact us today and take advantage of competitive terms and a streamlined process!
A DSCR loan (Debt Service Coverage Ratio loan) is financing based on a property’s income, not your personal earnings. Lenders check if the property’s cash flow (NOI) can cover the loan payments by calculating the DSCR ratio. A ratio of 1.0 or higher means it’s a good fit. Perfect for investors relying on rental income
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A fix & flip loan is short-term financing that lets real estate investors quickly buy a property, fund renovations, and sell it for profit. Unlike traditional mortgages, these loans are all about speed; you get fast approval and funding, but typically pay higher interest rates (often 8-12%).
Read More >
ITIN loans provide a path to homeownership for non-U.S. citizens and residents who don’t have a Social Security number (SSN) but have an Individual Taxpayer Identification Number (ITIN). These loans allow borrowers to purchase, refinance, or renovate properties using their ITIN instead of an SSN, making homeownership accessible to immigrants, foreign nationals, and undocumented individuals who pay U.S. taxes.
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Rental property financing that evaluates the property's income potential rather than the borrower's personal earnings. Uses the Debt Service Coverage Ratio. Ideal for building long-term rental portfolios.
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